>> i'm adam shapiro and for it melissa francis and here is what is "money" tonight. wall street leaving every day investors of the back of the line. colluding with major's talkies changes. a special type of trade may be giving them the ultimate edge. we have the details. plus, oil in free fall. prices plunged for a third straight day. saudi arabia cranks up production. but can prices from the intensifying and arrested and released. and the best of all you benefits and the u.s. and around the

world. your own electric generators. we report on some of the most lucrative and weirdest marks the you can get. even when they say it's not, it's always about "money." ♪ and a good evening to you. the latest on cyber attacks hitting some of the nation's largest and institutions, but a look at the day's headlines. strengthening home sales. construction, helping stocks when modest gains. of closing in positive territory the blue chips added 13 points. shares of norfolk southern tumbling after hours. the giant warns slowing shipments of merchandise and coal will take a significant bite out of the third quarter bottom line. and the groupon launched a mobile credit card payment business to directly compete with paypall. the daily deals side says it will allow businesses to accept

credit-card payments with lower fees compared to the competition . investors widely giving their approval of the news service, up more than 30%. but no, your money under attack. the new york stock exchange coming under an apparent cyber attack just a short time ago. this news comes on the heels of j.p. morgan consumer banking website also being hit by what appears to be a cyber strike starting early this morning. the attacks following hackers setting bank of america's website yesterday. just how big a threat is this growing wave of cyber attacks? let's ask cyber terrorism expert and first and foremost, sir, thank you for joining us. do we know where these attacks coming from? the usual culprits, hackers and like to cause turmoil? is this coming from the arabic and islamic world in flames by what has been happening with that film and the united states and the protest of there. >> thank you for having me on.

as the russian said some one time, double leaving coincidence come rent. of comparisons between what is happening here and the peninsula's decisions, is under attack. let's not kid ourselves. the events in the middle east, so it does appear to be coordinated. it does appear to be the same kind of attack. it is a religion al service attack. it is more than a glider attack. isn't doing as much damage as is causing inconvenience and reputation hits for a lot of the major firms right now, but there is no doubt that there is a connection. whether the group that is claiming credit for it is the whether it is -- adam: let me interrupt you. flashpoint partners just put out a press release, and they're saying that saudi anonymous one is taking plan for the attack on the new york stock exchange, it does that seem to have disrupted anything. we don't know who is taking clamper what is happening at

j.p. i'm a customer. you can't get online. the denial of service, they just literally flooding p.m. box of these institutions, and that is blocking the normal people from getting in? >> if you think of accessing the web site, so many open doors. if you try to put more through the doors of what can handle, you're denying interest everybody else. a flooded river of -- fed flooded with requests that all i need to make a connection. as why is called distributed denial of service. you can get to it other ways. this is attacking the domain name like bankamerica or chase. there are other ways to get to it. if your atm or using the actual ip address of the site. son of physical harm is being done, but it does consume resources, the steeple from accessing their credit card or their banking information or making financial transactions teeseven we dug up stats from the folks who put out norton anti virus. now where attacks, fishing attacks worldwide cost consumers $110 billion last year. actually july of 2011 to july

july 2012. just here in the united states it is about $20 billion. do i have any protection? let's say someone breaks into my account and transfers money. and my 100% covered? what is the bottom line? >> most banks are protected against that, so if i am dealing with bank acts and seven breaks in and transfers money out, i am covered for that. the bigger issue, you're getting into the fishing attacks and some of these others, they are using social engineering in getting you to take action which is not trusted the you believe is trusted. those are hard to defend against , and sometimes reliability may change if you don't take normal precautions, ginger password to use strong encryption. at the bank is protected. the bigger concern is getting access in doing transactions looking like a trusted and cider will take longer to detect which means your chance of getting your money back and of finding them diminishes with time. adam: senator jay rockefeller put out a letter to some of the largest financial restitutions

wanting their experience with cyber attack. congress failing to pass legislation to set up standards for particles to protect consumers. where do we stand on this? what congress is trying, a good idea? end of the business coalition was against it. as senator rockefeller is demanding that the bank said, what is going on. >> look. senator rockefeller has a better chance of seeing got on this because you're not trying to get banks at peninsula institutions and other companies, the fortune 500 images of you out there protecting and what they're doing. you're getting into an intellectual property. back in 1999 as an offshoot a presidential decision directive 63, bill clinton signed into office, one of the first things that was stood up for a voluntary compliance with all the fun its services information sharing analysis center, the fsi sat where people came together and shared collective experience in shutting permission of what was going on as a voluntary way to do this. if you try and legislate people, what happens is, at the end of

the day is like what milton friedman said, the consumer will end up paying this cost. nobody wants to go on a business. no one wants poor security, but a lot of this used to be price, speed, and security, but to. of time security was on the back end, but it is important because we're dealing with this money. personally identifiable information, people's lives. adam: and as we wrap up its use to me speak to experts like yourself the best thing that we can do is very quickly every now and then change your password. every month. >> absolutely. adam: we appreciate you being here on "money." advice, change your password seems like the safest thing we can do. we will turn to the other story getting huge headlines in new york. is wall street great? the sec launched an investigation of the new york stock exchange and nasdaq over certain kind of stock trade ordering call hide, not slide. basically this happens when some traders information earlier than the rest of us, believe it or not. this happens more often than you

may think. karl harrington, president of barrington capital management is here to give us insight on what is going on. simply put, hide not slide. we will get rid of a technicality. what it does is cited pending trade from regulators, and then once a trade is about to be executed it allows that hidden trade to jump to the front of the line. is that accurate? >> that is accurate. i have been on wall street for a lot of years and i can say that if the order that is -- a client that i want to execute an order for should be executed at the time that i placed the order. >> the many place the order is to place it. here is where people are getting upset. the people who are getting to take part in height not slight are high-frequency traders, huge amounts of money, big, big money. what percentage of trade volume does this represent? high-frequency trading is two-thirds of the trading that goes on. what percentage aside as light? >> i don't know of an exact percentage, and i can tell you

this. because a high-volume trading firm trades more than let's say harrington capital management's client base that i represent, they should not be given an unfair competitive edge advantage in terms of pricing. if, in fact, if they trade more and they want to have a it -- and they are given a lower price in terms of their ticket charges, for example, that's one thing. there should be no unfair competitive advantages for what price the stock is bought or sold at. adam: un die and a great many americans believe in a free market, but repeatedly we your stock to customers like this. preferential treatment. we keep hearing about big money, high players getting preferential treatment. what is this doing to confidence of your clients and other people? >> this is an area where i think that within the capitalistic free-market system, and and, there is always going to be issues that come about. and there has been a heightened scrutiny level by the sec to

regulate these issues, and a degree doing a better and better job at it. but be that as it may, i think that there continues to be the people that do more business and more volume with wall street brokerage firms. there seem to be, at times to my way in which they're getting an unfair competitive advantage. and not for that all. at the dish to be regulated command at the producing a better job at that. adam: i'm filling in for melissa. thousands of people who watch this show every night. why should they believe that they stand a fair chance in this market when we are seeing that these big money players are getting a prefer to shot at it? >> well, i think that the regulators. be put to a -- boat double the regulation side. i had and said historically there has been too much regulation. this is one area where i am happy we have more regulators looking in on an bringing to life this portion of the violation within the free-market

capitalistic. adam: of love to have left session, let's pass the sec. they might have approved this kind of transaction. an insider says, this is happening. you should do something about it. washington generally did all of this morning. it is us seem like the sec caught this or is capable. >> we saw the madoff situation. it was years and years and went on where this was not caught. so i think that we need to do -- basically we need to do a better job and put in place more strict that line so that this can come out and a faster pace. adam: i appreciate you joining s&l all of us what confidence in the markets. it will lead to have you back. oil prices nodes-4%. vowing to keep prices back --

low. plunge may not last for long. american outlook for the financial futures takes a surprising jump. what is behind the sudden surge of optimism? we will explain. more "money" coming up. but back

gecko (clearing throat) thank you, mr. speaker, uh, members of congress. in celebration of over 75 years of our government employees insurance company,

or geico...as most of you know it. ...i propose savings for everyone! i'm talking hundreds here... and furthermore.. newcaster: breaking news. the gecko is demanding free pudding. and political parties that are actual parties! with cake! and presents! ah, that was good. too bad nobody could hear me. geico. fifteen minutes could save you fifteen percent or more on car insurance. these are sandra's "homemade" yummy, scrumptious bars. hmm? i just wanted you to eat more fiber. chewy, oatie, gooeyness... and fraudulence. i'm in deep, babe. you certainly are. [ male announcer ] fiber one.

♪ adam: and last week shockingly large increases in oil inventory sending crude prices plunging. this the best single-day drop in two months. the energy department reports stockpiles rose eight now have million barrels last week to 367 million barrels. so what this all means. as a stem from this price pressure to keep prices down? with me is phil flynn from the price futures group. i'm going to restate what i just said in english. all of oil this week. prices are down. because we had a lot of oil and the saudis are pumping? >> i think it is. no doubt we had a flood of oil supplies. a few weeks you will read about her recognize it, its impact.

you can forget about that. supplies in the united states are about 22% above where they were one year ago. and the globally they are much stronger than they are right now. i think, if you consider what the saudis a promise, that they have committed to keeping prices low, i think that they learned a thing from qe1 and two in its potential impact on demand when you get high prices, but i also think they're trying to provide a little bit of political cover in case there is some type of a conflict in the middle east. adam: us talk about that. melissa frances was in the strait of hormuz. watching a global economic slowdown. so you would think demand for oil will follow that. but then we get the federal reserve here in the united states taking a kind of action which causes a person back to go up. the saudis pumping more oil. none of this seems to be making sense. the question i guess that most people have is, where are we going, and will it cost me more money at the gas pump?

>> i think eventually the gas prices, we have seen the peak for the year. i don't and that's where the issue will be. if it's going to be the longer-term picture regattas oil . obviously we did major damage to the chart the last couple of days, but i'm not ready test throw and. there are still a lot of risks and the global economy and whether it be the middle east and other tensions across the area that could cause prices to spike. i am of the opinion that perhaps the market was ahead of itself. it was a little bit too high. this is a major correction, but you cannot fight the fed committee cannot fight the rest of the globe. if you have countries all over the globe, printing the currency of their choice, that's wildly bullish. number one, the commodities will cause more. over the long run we have learned that you cannot really

get in front of us. even after qe1 we had an initial surge of. everybody said it will impact the price of oil. adam: what i hear you saying is that only the federal reserve here, but the bank of japan pumping money. it should eventually cause the price of oil to go up, but it sounds to me also, for christmas and hanukkah we will have more dollars in our pockets to spend on gifts as opposed to gasoline. wouldn't it be in this audi's best interest that tighten up the supply? >> they are a lot bigger. they realize that slowdown in the global economic system really was partly because they failed to act. last time a qb one into their work and in production. they realized that backfired. it actually slow down the economic recovery. they want to be on board, but i think more than anything right now saudi arabia is very worried

about iran. very convinced that there is going to be a conflict. maybe israel. maybe the united states. i think right now they want to facilitate an environment where that would have less of an impact on the global economy. they are, to be shedding any tears if there is an attack on a run. a they want to make sure they keep that market will supply to keep prices down. they don't want to see a benefit from a spike in prices well. i think they're trying to hit this on all fronts. a lot of self interest in what they're doing it. adam: i think in economics they call this demand destruction. they're trying to avoid that kind of situation and keep demand absolutely stable, although as did that day at macroeconomics. don't hold me accountable. it is always a pleasure. you put these things it to easily understandable terms, and we appreciate it. a lot of doom and gloom out there. and, as you well know, the fleet of new economic reports showing a surprising upswing in american

economic outlook. and the survey shows confidence in u.s. capital markets rising four percentage points to 65%. reversing a 4-year decline. what is this sudden sunny optimism to back with us not to discuss all this to mike kimberly. the key for joining us. what do you attribute to this? >> i am talking to my clients and the average consumer on the street. and that think that people are cautiously optimistic, but they are starting to see their retirements rise. they're starting to see more sales of homes and a never read. i'll be it, the job market is not the greatest periods of 50 million people that are underemployed, but at least there are jobs out there. so i think buying in the -- barring any great catastrophe no news is kind of good news for people who are actually kind of thinking that things are getting a little bit better and slow and steady the wins the race.

adam: i will play the grinch and put the mask of santa claus. we are still something to my think the statistic is 19 percentage points below the pre confidence measures. at the 84%, and that would seem to me that confidence really has not returned to levels that we would like to see, has a? >> no, i mean it hasn't. we were at 84%, but i don't know about you. before 2008 there was a whole different environment than it yesterday. the housing bubble, and i'm not sure all those numbers were realistic anyway. but, the more important thing is that we are slowly, steadily growing and that there is confidence. there is a lot of money on the sidelines, and we need to get the confidence back to the average consumer to get back into the market into stay in the market so that they can get the growth and they can have the growth for their retirement, for their college education and the long run. we have people that are scared and uncertain, they're not going to invest.

adam: you bring up the average consumer. i'm pretty average when it comes to that. i looked at my retirement and get worried. the federal reserve is the big reason the stock market is tired and that worries me because we don't see the earnings forecast nearly as strong as they should be. you mentioned the money on the sideline. it's tough coming in until after the election if it comes back, and i'm sitting here thinking, not kids. i had no other choice. and young enough to recover. doesn't that indicate? are about to go back down. >> well, i think that you're probably spot on. the reality is, if it does and that does happen, i have a feeling there's going to be a qb four and 85. we are sort of addicted to this infusion of liquidity into the stock market. not only here, but also globally. look what happened in japan

today. so it's kind of globally connected, but the reality is we need to have that gross for the stock markets for you and me and everybody in the retirement market, and you have to have the money in the stock market in order to have that growth, but i do think there might be another qb. adam: as we wrap up, 60 million of us take part in those programs. when you say that you expect to before, maybe five, i have not heard anyone such talk about that. is it because unemployment is not budging in the federal reserve really does not have the will to move the number? >> when it comes down to it, it really does, and that think it is in this order. it is jobs first, housing second, and then the stock market. i think we have it reversed. the stock market, that is a quick fix. jurors everything up. everybody's happy, but then when it wears off we're back down to where we were before, said in a drive it back again. that is why i think there might be the future.

the bottom line is, we have to drive jobs up, and that is investing in our wires to create jobs, to create an innovative new companies. then that will drive the growth market, and that will, that will actually drive real growth long term in the fundamentals of the stock market. adam: we appreciate you joining us. i think the cruise lines to probably trademark this. they only have to be too. and that's a ship. i don't know if the federal reserve will pay off the long run. thank you. have a good afternoon. one of the biggest on-line video sites make some major grab for amateur film makers. by the days of making cells of the internet video sensations may be coming to an end. the ceo is going to join us with details of how you can cash in next. plus, moving on up. the housing market may not just be out of the gutter. no one of the cut -- economic

bright spots. ben bernanke may be to think. we will explain why. have you ever had too much money? money? ♪ [ male announcer ] you are a business pro. governor of getting it done. you know how to dance... with a deadline. and you...rent from national. because only national lets you choose any car in the aisle...

and go. you can even take a full-size or above, and still pay the mid-size price. this is awesome. [ male announcer ] yes, it is, business pro. yes, it is. go national. go like a pro.

a body at rest tends to stay at rest... while a body in motion tends to stay in motion. staying active can actually ease arthritis sympto. but if you have arthritis, staying active can be difficult. prescription celebrex can help relieve arthritis pain

so your body can stay in motion. because just one 200mg celebrex a day can provide 24 hour relief for many with arthritis pain and inflammation. plus, in clinical studies, celebrex is proven to improve daily physical function so moving is easier. celebrex can be taken with or without food. and it's not a narcotic. you and your doctor should balance the benets with theisks. all prescription nsaids, like celebrex, ibuprofen, naproxen, and meloxicam have the same cardiovascular warning. they all may increase the chance of heart attack or stroke, which can lead to death. this chance increases if you have heart disease risk factors suh as high blood pressure or when nsaids are taken for long periods. nsaids, including celebrex, increase the chance of serious skin or allergic reactions or stomach a intestine problems, such as bleeding and cers, which can occur without warning and may cause death. patients also taking aspirin and the eldey are at incrsed risk for stoch bleeding and ulcers. do not take celebrex if you've had an asthma attack, hives, or other allergies to aspirin, nsaids or sulfonamides.

get help rightway if you have swelng of the face or throat, or trouble breathing. tell your doctor your medical history and find an arthritis treatment for you. visit celebrex.com and ask your doctor about celebrex. for a body in motion. ♪ adam: with more than 75 million unique viewers among the website one of the top viewer content providers, now they're offering their content creators some new ways to make money off of the videos they post to the site. here with the details is vimeo ceo, pleasure to have you on "money." >> glad to be here. adam: you can post a video for free, you can upgrade essentially up to the cadillac, i will call it. now the people posting can make money two ways.

tell me about these. >> vimeo has always been dedicated to providing a high-quality of video sharing platform on the web. it has attracted a very unique bit of creators over the years. spending high-quality content catalog. not only great to showcase the content but empower them to build businesses around them. adam: how do they make money? >> the first were announcing his life today, tip jar, it invites viewers to voluntarily contribute. adam: so if i like a video i have seen for somebody posting to vimeo, but have to do that? >> it is through your credit card or paypal, they can contribute directly to that creator. adam: what is it, 15% of the tip jar? >speaker we are returning 85%.

adam: this sounds a lot simpler than what a competitor of yours, the evil empire, they have the advertisers sharing scheme, you're not doing that with your content creators. >> it is one of the things that separates vimeo. we believe this is the most direct way to connect creators and their audiences and build revenue that way. we had advertising on our site, three separate revenue streams, the subscription service where creators can buy upgraded versions, we also have transaction businesses in which we put a tip jar, and the pay-per-view service come in. adam: this is what is worrying me. i live in a world where i think we are all headed to pay-per-view and tv stations and networks may be different coming down the pike. pay-per-view, what does it mean for you guys? >> a little bit more flexible, i

pay to view it one time. what we are introducing is a way for creators to set a pay wall in front of content a payment required to view the content. pay to view, the creator sets up a pay wall to actually receive payment. adam: fox business could bypass time warner cable and go to vimeo, you could have it on video, pay $0.25 and you have an hour-lonhour long show, that whe talking about? >> i will not tell you to go into that, but that could happen. adam: potentially is that where all of the video broadcast content consumption is going to be headed? it may take years to get there. >> the general availability that so much more video programming is coming on demand, we are seeing an explosion in a lot of different services, but also across the different platforms whether it is television, the

tablet is mobile, this intersection of all the different devices and delivery mechanisms. sorting itself out. adam: i think it is a few more screens with the smart phone. at the end of the day, how much potentially have you done any kind of metrics on how much they can make off of the tip jar? >> it is a great question. we have not developed any explicit projections because we also think we are opening up whole new facet in the pay to video market in general. we are not going out trying to acquire various traditional television or feature film content, this is an entirely new content, so we really don't know how big the market gets but one thing we are excited about is offering and seeing where it goes. adam: i will suggest melissa has

your back on the show. we have a whole section we don't have time to get into, à la cart networking. it is kind of what i think you are describing. we appreciate you being here. vimeo and vimeo.com. make some money. thank you for being here. here is something you probably didn't think you would hear. the housing market may be leading the recovery. we will explain why next. in a battle of the sexes in the tire business. a female only company takes on industry giant pep boys in texas. how they are deflating their rivals. power and money coming up. hmm, it says here that cheerios helps lower cholesterol

as part of a heart healthy diet. that's true. ...but you still have to go to the gym. ♪ the one and only, cheerios

less expensive option than a traditional lawyer? at legalzoom you get personalized services for your family and your business that's 100% guaranteed. so go to legalzoom.com today for personalized, affordable legal protection.

adam: i feel like i should have a cigarette and scotch to that music. a new report bringing a smile to your face says housing charts are up with existing home sales up. this follows the federal reserve announcement last week it will purchase $40 billion worth of mortgage bonds, mortgage-backed securities every month until further notice. any increase in housing market is a good thing but can it give the economic lift we have all been waiting for? and who is the fed helping purchasing the mortgage-backed securities? real estate attorney and author of commercial real estate structuring resolution. you have a lesson seems the federal reserve is ignoring, what is that lesson? >> when the government does nothing, the market recovers much faster, much quicker.

adam: they actually wrote a paper in 2010, 2008 using japan as examples as the government intervened in a housing collap collapse, it drags the collapse out longer and becomes far more painful. the key word there is painful. says when the housing market collapses it is extremely painful, get to it faster. >> commercial property values went down. significantly more than housing went down. we're now at least half, backup to the pre-crash high. housing has barely moved, really basically where it was, and look at the enormous levels of intervention clearing out. adam: now i'm going to question you on this. we had commercial real estate through the term asset lending facility in which they provided financing to buy some of the strip malls and other properties at bargain basement prices and clear them out.

>> it was a quick shot at that time a long time ago. you go and look at the chart, commercial real estate started to rebound exactly when the recession was called off by the economist in the middle of '09 and it has gone up. the weak borrowers overleveraged, too much debt. adam: i have to believe it has recovered at fast prices. not talking prices we saw in 2006. >> covered 60% of the value nationwide, probably in some centers like new york. dripping by commercial rent, but clearly has much faster than housing, much quicker with virtually no intervention. adam: giving you the last question, what is the

bottom-line lesson that we should be paying attention to. >> what fdr did in the '30s was a better solution than intervention. $40 billion per month, i think it is a political move, 12 temporary shot in the arm for homebuilders and will not help the average person who owns a house because all the people who can qualify have qualified. adam: we appreciate you being here. melissa will have you on again to talk about this. call it the dim light banner. how girl power is turning serious profits against pep boys in texas. the owners join us to explain next. at the end of the day it is all

about "money." copd makes it hard to breathe, but with advair, i'm breathing better. so now i can be in the scene. advair is clinically proven to help significantly improve lung function. unlike most copd medications, advair contains both an anti-inflammatory and a long-acting bronchodilator working together to help improve your lung function all day.

advair won't replace fast-acting inhalers for sudden symptoms and should not be used more than twice a day. people with copd taking advair may have a higher chance of pneumonia. advair may increase your risk of osteoporosis and some eye problems. tell your doctor if you have a heart condition or high blood pressure before taking advair. if you're still having difficulty breathing, ask your doctor if including advair could help improve your lung function. get your first full prescription free and save on refills at advaircopd.com.

♪

adam: move over, pep boys, the girls are taking over the car business. girl obattle of the sexes aftery open up an al all-girls tire shp in texas. conveniently located across the street, directly across the street from tire giant pep boys. now how are they convincing customers that boys drool and girls rule? joining us for this, rodriguez along with store owner. where'd you get the idea to do this? >> thank you. my daughter came up with the idea as far as we said we would open up a tire shop, we want to try something different, let's see what works and she said let's do an all-female thing. adam: i grandfather had a junkyard in world war ii my grandmother drove a truck so it is not alien to see women doing these kind of things but all-female tire store, how do people react? for lack of a better term,

women, grease monkeys changing the tires and doing this stuff? >> we have a lot of supporters, we have a lot of supporters. it is not a pretty job, but we get a lot of supporters, it is a mixture. >> we get a mixture of customers. adam: for instance, this is not your first time at a rodeo. you come out of an automotive type family. connected to a transmission shop. the reaction you get from the customers, they think nothing of this? >> their jaw drops. they find out we are in all-female staff. they're pretty surprised. adam: what you think would be your advice to people who want to take this another step, maybe that is where i belong. >> definitely give it a try, don't just judge it.

there isn't a pretty picture about it. if you want to try it, i would definitely give it a go. adam: i will disagree, there is a very pretty picture. little grease interface is not necessarily that ugly. let me ask your mother this question, when your daughter first approached you with this idea, what was your reaction? >> we're all open-minded, we don't keep secrets, like when she first said, okay, let's go for it. we never turn anybody down. adam: pep boys, are they giving you a hard time or are they worried? >> they have been good neighbors but pretty sure they will be worried soon. we're taking him on one tire at a time. adam: we wish you the best, continued success, tred's tires and wheels, do i hear franchising in the future? thank you for joining us. >> thank you.

adam: new york jets quarterback tim tebow contemplating a future in politics? details on which office he could call next. you can never have too much "money."

♪

adam: all right, it is time for little fun with spare change. we're joined with fox news contributors. we're talking about kids in the commercial break. we want to get to this story, dating back to the fourth century has the word jesus said to them my wife, their written in in ancient language. the first words ever referring to jesus having a wife. >> that is a loaded question. can you imagine the pressure of being jesus' wife? the guilt trip you get on a daily basis by a husband. i am the son of god. whenever you get in a fight with him. >> this explains a lot, shows

why he gave up so easily to the romans. he just wanted to get away and get some peace and quiet. adam: this could be a sitcom if it wasn't potentially offensive. >> like listen. >> his mom thought he was the son of god. >> imagine having to marry his own mother-in-law? adam: before all of us get fired. >> we might get a letter from the pope, i don't know. adam: we're still kind of on the religious side, tim tebow says he might consider running for political office. he said he will take whatever avenue he feels he can make a difference in. do you think you'd make a good politician? >> i think if he hired someone

to help his campaign he could be successful. liz: i don't necessarily think so. i don't think this kind of politics will celebrated >> i can see him being the junior senator from the state of kansas, that might go well for him. adam: we just lost the midwest viewers. some employers are doing away with employee benefits. it is common to get all kinds of perks. take a look at this list in the united kingdom, people can take botox, i know you just went what's the -- botox leave, and it can be used for something as simple as a haircut. are you ready for this one? employees who worked two years cacould take a year of unpaid leave to start their own business and come back to their old employer at the same pay.

>> the whole botox scam, it takes about 30 seconds. what is this leave your telling us about? >> i got a haircut once, it takes about four and a half minutes. >> what is believed you are taking? i want to know the recovery time is on all of this. >> i guess we should ask some people in the entertainment division. >> this seems as if they're trying to get people to start business, but how can you say you get one year off unpaid, but you come back to the company you left for a full year at the full pay you left. >> they're starting a business to compete with my business. >> years ago i got in trouble,

but thank you, thank you. we have time for one other, very quickly. there is a videotape. >> my fellow long islander lindsay lohan, to wait until we have all the facts until we judge her? >> look, i hope she is innocent, that is all i have to say. >> this seems a bit far-fetched. the guy who allegedly got hit running after the car afterward. >> i think they're trying to take it out on her. adam: thank you very much.